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Klarna offers various payment systems.

Well known are especially the payment on account, where Klarna guarantees the payment of the invoice for a fee to the online merchant.

Klarna also owns Sofortüberweisung(

is a Swedish payment provider headquartered in Stockholm. The company offers payment solutions in the field of e-commerce.

The core service is to take over the payment claims of the merchants and to process their customer payments from that point on.

A total of 200,000 online merchants in 17 countries use Klarna, meaning that 90 million end consumers use the company's payment methods.

Klarna is available at Shopgate in the mobile shopping apps pre-integrated.